Irish Life Health
Welcome to Ireland’s newest health Insurer, Irish Life Health. Bringing fresh options and innovation to the health insurance market.
Irish Life
Irish Life the largest life and pensions group and fund manager in Ireland, employing 2,000 people and servicing one million customers.
Irish Life Investment Managers
Managing assets in excess 39bn, ILIM manages money on behalf of multinational corporations, charities and domestics.

Income Protection Claims Guide for Members

What is Income Protection?

Income Protection provides you with a regular income which is paid out if you cannot work due to an illness or injury.

These income payments replace some of your earned income; they bridge the gap between social welfare entitlements and the income you require to maintain a reasonable standard of living when you are ill or injured. 

If you are interested to find out more about our Income Protection scheme, check out our Income Protection Claims Guide for Members here.

It is important to note that the Income Protection scheme is a contract between your employer and Irish Life.  Your employer has paid all the premiums and therefore it is your employer’s decision whether or not a claim is submitted in your respect.


Our Income Protection goes a lot further

After a serious illness or accident, many people are unable to adjust to their changed circumstances without the benefit of supportive advice and assistance. 

Irish Life believes in the formation and maintenance of long term relationships with the income protection claimant, including:

  • Managing genuine claims efficiently;
  • Offering rehabilitation and retraining possibilities; and
  • Offering trained help and advice

All these services are offered to you with the objective of restoring physical, mental, social and occupational capability as quickly and as fully as possible.


Typical steps of an Income Protection claim

  1. Submitting a claim
  2. Medical report 
  3. Claim assessment
  4. Benefit payment
  5. Claim review 
  6. Health claim advisers and home visits
  7. Rehabilitation and returning to work programmes